world focus magazine

 world focus magazine

world focus magazine Published this article page no  16 A sudden increase in late night work outside the home and travel could indicate your partner is cheating.  It may just be innocent and maybe they have a new boss, demanding new clients, or a new demanding project, but they may also have a sexy new secretary that they are suddenly paying a lot of attention to.  Communication is the key here, if you have any doubts call them.  You wont know if you dont communicate with them.  Heres a great tip, if you are feeling doubts tell your partner.  If they arent cheating they have nothing to be worried about and they wont get defensive or mad.  If you cant reach them, they make lots of excuses or they wont take your calls then a flag should go up.  Midnight or midday rendezvous are not inducive to a good relationship and they cannot hide it forever.  No one is perfect, even international spies make mistakes world focus magazine subscription buy. 

 

world focus magazine

competition in focus magazine

 competition in focus magazine

competition in focus magazine Another advantage to a savings account is establishing credit. If you borrow money from your bank using the money in your savings to secure the loan, when you pay the loan back you will have established credit with your bank. This can make it easier to get an unsecured loan should you need it. arihant magazine  It is important to have a savings account and add to it regularly. For that unexpected expense that crops up, having the money to cover without having to borrow the money is great. With everything today being based on credit-worthiness, establishing a good relationship with your bank or credit union can make a big difference when it comes to buying a home or a car focus magazine.  

competition in focus magazine

banking services chronicle

banking services chronicle Well the first thing is to accept that you actually invited them in and stop denying that you were responsible.  Its tough to do but its the first step to putting yourself in charge. Next you need to decide, once and for all, that you want them out.  And you need to decide that youre willing to do whatever it takes to evict them. banking services chronicle magazine online purchase The Charges and Fees can be voted out quite easily by getting yourself a little more organised and setting up direct debit payments to make sure at least your minimum credit card payment is covered each month.  You may need to speak to your bank for an extended overdraft but youll need to stay within in to avoid overdraft fees and that does mean watching what you spend for a little while as you get back in charge banking services chronicle magazine.

banking services chronicle

competition in focus

competition in focus

competition in focus So who really invited them in and why cant you evict them?  The answer lies in a real Big Brother thats lurking in the background of your life.  And its not really some sinister Orwellian nightmare, its simply your own temptation getting the better of you. competition in focus magazine Of course there are some cases where people have really fallen on hard times and are dealing with challenges of debt and poverty that are not their own making.  However, there are many more earning a decent salary with no real challenges who have simply slipped slowly into more and more debt competition in focus magazine online.

competition in focus

Competition refresher magazine online

Competition refresher magazine online

Competition refresher magazine online Perhaps they dont quite realize what theyre getting into in the first place.  Maybe it just seems like a good idea at the time so they go for it.  Perhaps the temptation is just too compelling.  But are we really all that different to the housemates? competition refresher yearbook 2014   Just the like the Big Brother house you probably share your life with some unwanted partners and maybe theyre beginning to take over your life.  In this case theyre called Credit Card Debt, Late Payment Fees and Overdraft Charges.  They seem to come into your life, uninvited, and just established themselves there.  And now you cant seem to get rid of them.  And theres no public vote to take them out competition refresher online.

Competition refresher magazine online

competition in focus magazine

 competition in focus magazine

competition in focus magazine Consolidating debt for some means digging into their 401K for immediate relief to the detriment of their future well being. Immediate relief from credit card debt and the high fees and interest associated with such debts is a huge incentive for some to look for the 401K alternative. arihant magazine  The compromise to such action is that you are forgoing future savings and security for immediate relief, but if the timing is right and you are confident of repaying the loan it certainly is a viable proposition .focus magazine  It is a very appealing short term debt solution which has its benefits as well as draw backs. It is always wise to stack the advantages against the disadvantages in anything dealing with your finances and when formulating a wise debt management strategy. competition focus  Any unforeseen event which can disrupt your repayment schedule could mean penalties due in the form of tax installments or the fulfillment of the principal on the borrowed loan. Tax perks when saving with a 401K account are reduced when borrowing off your retirement, as you are reimbursing the account with after-tax dollars. best magazine competitions  Be sure to negotiate a better interest rate on any repayments with any loan whether it be a personal or a home equity loan. The higher the interest rates, the higher the repayments, the less disposable income that is left for savings or other pleasures of life so ensure you manage your credit card debts first as they carry the highest interest rates of any form of credit focus competition.

 competition in focus magazine

arihant magazine

 arihant magazine

arihant magazine Credit card debt is widespread amongst the average American household and seeking ways of consolidating debt usually means utilizing the equity in ones home or seeking a personal loan to service the credit card payments. Using the equity in your home to apply for an equity home loan and directing the funds towards debt management is an excellent method for getting your house in order in regards to your finances. arihant A personal loan without collateral may sound inviting but rest assured any financial institution or broker is going to want a higher return for the added risk. Using the equity in ones home has become a popular form of liquidity to finance and consolidate existing credit card debt, however not without its risks. Be sure you read the fine print & beware of the risks of defaulting on any repayments when using the equity in your home for a equity home loan as you could end up losing your family home to your creditors should you fail to meet the repayments!!! books for bank exams

 arihant magazine

meri saheli magazine yearly subscription

 meri saheli magazine yearly subscription

meri saheli magazine yearly subscription Imagine this. You see that beautiful bungalow while driving past the marina. Your heart asks you to get out of the car, pay a visit to the seller and buy the house immediately. But then you realize that your wallet is not as fat as you would expect It to be. This results in you applying for a mortgage loan on your current property. Now the first question to hit your mind will be about your credit history. You must be asking yourself whether the lender will grant mortgage, keeping in mind your bad credit history.  meri saheli magazine price Want to know more??Well, read on to find out.Several people face inadequacies which do not permit them to repay their loans, which results in a bad credit history. Credit history is a record of your past credit details. It also includes your non payment of debt and credit arrears. Many people, who have previously defaulted in payment of bills, have a bad credit history. Generally, lenders are not very keen on favoring borrowers with bad credit history.  Also, lenders are very strict in not offering mortgages to people who have been bankrupt before.  But there are some lenders who offer mortgages for people with bad credit history. This is known as a sub-prime mortgage. Bad credit loans may seem very enticing. The borrower has to give a cheque to the lender, assuring him of repayment  meri saheli hindi magazine subscription. 

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Shine india monthly magazine

 Shine india monthly magazine

0% balance transfer credit cards will not last

Shine india monthly magazine While this is a very simple example, it illustrates an important point when it comes to 0% balance transfers. In the example above if the customer had stayed with his 10% card, he would have paid £100 in interest over a 12 month period. In the same period, by opting for a 0% balance transfer for six months that then reverted to 25%, he ended up paying £125.  The point to remember is that just because a credit card offers you 0% does not mean it is the best deal out there. Look at the long term rates that the card will offer you, and compare these to the rates you are already getting from your credit card. If your existing rate is better than the rates that you will get from the new card once the introductory offer expires, then maybe you should remain loyal to the card you have. So while this is going on you will not be spending on the new credit card, but you will be safe in the knowledge that you are saving the interest payments on the old debt shine india monthly magazine telugu.

 Shine india monthly magazine

Shine india monthly magazine

Shine india monthly magazine

0% balance transfer credit cards will not last

Shine india monthly magazine Have you ever been attracted to a credit card because it promises you an outstanding interest rate that seems just too good to be true? Most of us have at some stage jumped for one of these attractive offers. There are a growing number of credit card providers out there that will offer you 0% deals on either balance transfers or purchases, and sometimes they just seem too good to resist. Particularly if you have a large outstanding credit card balance that you are currently paying a lot of interest on, these offers will be very tempting. In fact, many 0% balance transfer offers will save you hundreds of pounds on interest that you would otherwise have had to pay on your credit card balance. But no matter how attractive such offers may appear at the time, you should only ever take on another credit card if you have taken the time to review your finances and are satisfied that it is the right financial move for you at this time.  To look at a typical example, suppose you have one thousand pounds outstanding on a credit card that charges 10% apr. This means that over the course of a year, this balance will cost you 100 pounds in interest charges. Now suppose you find a credit card that offers you 0% on balance transfers for six months. Well it is pretty obvious that 0% is better than 10 and if you were to take up this offer, assuming there are no balance transfer fees, then how much will you have saved over the six month interest free period? The answer is 50 pounds. However, what will the interest rate revert to once the interest free period has come to an end? This is something you should be thinking about before you opt for the credit card, and not when the interest free period is about to expire and everything is more urgent. Suppose, for the sake of our example that the interest rate reverts to a rate of 25%. This means that over the next six months you will pay £125 in interest shine india monthly magazine telugu. 

Shine india monthly magazine

bank clerk exam mock test online

 bank clerk exam mock test online

bank clerk exam mock test online When an individual refinances the full value of your home, they are essentially taking out all of the value of the property. It will cost. One will typically be required to pay up to three percent of the home’s total value to cover closing costs. bank clerk exam online practice test details Also because one is using up all of the equity in your home, they will, in most cases, have to purchase private mortgage insurance. However, if one works with a sub-prime lender, they may be able to get the insurance waived. Refinancing will provide some tax benefits. Individuals will be able to deduct interest and closing costs online bank clerk exam practice tests free.

 bank clerk exam mock test online

bank clerk exam mock test online

 bank clerk exam mock test online

bank clerk exam mock test online If you should ever become a victim of identity theft, you must act very quickly and do the following: Contact your credit card company and have your credit card(s) cancelled. Contact at least one of the three free national consumer reporting companies, and have them put a fraud alert on your file Contact each creditor where your credit has been misused, and inform them about the fraud. Ensure that you follow this up in writing. bank clerk exam online practice test details Contact your local police department and report the fraud, and get a copy of the police report. This will be a very valuable document to prove that you are a victim of identity theft and that you have reported the matter to the police. This should therefore protect you from debt collectors online bank clerk exam practice tests free.

 bank clerk exam mock test online

bank clerk exam mock test online

 bank clerk exam mock test online

bank clerk exam mock test online Never give out personal information on the phone or internet unless you are absolutely sure you know who you are dealing with, and that the information being requested is necessary. Obtain your FREE credit report annually from the three national consumer reporting agencies, and carefully review them. bank clerk exam online practice test details Review your financial accounts regularly, looking particularly for charges you did not make. Be very careful with the disposal of your trash. You should invest in a small shredder, so that you can shred any document you wish to dispose of, especially those that may have sensitive information on them such as credit card statements or health insurance forms online bank clerk exam practice tests free.

 bank clerk exam mock test online

Banking service chronicle Monthly Magazine

 Banking service chronicle Monthly Magazine

Banking servicechronicle Monthly Magazine by bsc academy-subscribe published this article page no 3 i was reading the other day where a married couple from illinois sued the federal government for the right to import prescription medications from canada. they lost. the judge dismissed the case. maybe they should sell everything and move to mexico as we did. moving to another country—one with a different language and culture—can offer many new challenges that can surprise you shock you and delight you. it takes a bit of getting used to to say the least. one such shock was the first time i got all my needed prescriptions refilled. i knew from our research to expect cheaper prices but i did not know how cheap! i went to the atm and secured a fist full of pesos then trudged onward to the farmacia. they were helpful and cheerful but when they told me the total price i had to re-ask in my terrible spanish if they were sure of the price banking service chronicle monthly magazine buy.

 Banking service chronicle Monthly Magazine

Banking service chronicle Monthly Magazine

 Banking service chronicle Monthly Magazine

Banking servicechronicle Monthly Magazine by bsc academy-subscribe published this article page no 2  health insurance offered little protection said dr. david himmelstein an associate professor of medicine at harvard medical school who led the study. another one of the studys authors elizabeth warren said it doesnt take a medical catastrophe to create a financial catastrophe. a larger share of american workers are going to have insurance thats like a paper umbrella. it looks good and it might even protect you in a sprinkle but it melts away in a downpour. in the fall of 2002 we began to feel the sprinkle on our paper umbrella turn into an unstoppable downpour. we had to do something before the full brunt of the downpour tore the paper umbrella to shreds and our lives along with it. we began to look to other alternatives to purchase our prescription drugs and found them. other americans are finding themselves in the same boat with not many options from which to choose banking service chronicle monthly magazine buy.

 Banking service chronicle Monthly Magazine

Banking service chronicle

Banking service chronicle

Banking service chronicle Monthly Magazine by bsc academy-subscribe published this article page no 1 the number-one question people ask us is what possessed you to move to mexico the number-one answer we give is that we simply could no longer afford to live in america so we found a country where we could and moved there. we found ourselves in a position not unlike many americans a major illness strikes unexpectedly and though insured and with incomes the cost of funding the illness simply becomes too much. it becomes essentially impossible. we were not alone. it turns out that more than 50% of bankruptcies filed in 2001 were medically related and were filed by middle-class homeowners who not only had an income but also health insurance. the prevailing myth that most bankruptcies are due to credit card debt is not true. less than 1% of filed bankruptcies are due to credit card debt. researchers found that in those surveyed 1.9 to 2.2 million u.s. residents filed a medical bankruptcy. the average person filing for bankruptcy during the 2001 period spent $13460 on co-payments deductibles and uncovered services even though they had private insurance. our study is frightening. unless youre bill gates youre just one serious illness away from bankruptcy. most of the medically bankrupt were average americans who happened to get sick banking service chronicle monthly magazine buy. 

Banking service chronicle

Competition success magazine

 Competition success magazine

Competition successmagazine use full for civil services students published this article page no 18 the first president of the united states was not george washington. washington was the first president under the constitution of june 21 1788 ratified by 1790. the first constitution of the usa was titled articles of confederation and was in force between 1781 and 1788. it created a single house of congress and no executive - but for one year during this period (1781-2 john hanson served as president of us in congress assembled - or in short president of the united states. he was elected by his peers including george washington. hanson was followed by elias boudinot (1783) thomas mifflin (1784) richard henry lee (1785) nathan gorman (1786) arthur st. clair (1787) and cyrus griffin (1788) competition success review buy.

 Competition success magazine

Competition success magazine

 Competition success magazine

Competition successmagazine use full for civil services students published this article page no 19 washington was the eighth president of the usa. many of the features of the american presidency are fairly recent. the length of the presidency was not limited to 2 terms until 1951 in the 22nd amendment to the us constitution. franklin delano roosevelt (1882-1945) was elected to 4 successive terms between 1932 and 1944. the presidents inauguration day used to be on march 4. after roosevelt died in office in 1945 it was changed to february 20. blacks could not become president until 1870 and women not until 1920. the presidential salary remained the same for almost 100 years. it was pegged at $25000 per year until 1873 when it was doubled. the president had no expense account until 1907 when $25000 were added to his compensation to cover expenses connected to his office competition success review buy.

 Competition success magazine

banking service chronicle november 2019

 banking service chronicle november 2019

banking service chronicle november 2019  Published this article page no  Are GayTruckers real? Well to answer this question YES! Like with any industry you will find gay men. As with Truckers There is Gay ones out there that Drive for a living. Known as a Gay Trucker. At the GayTruckstop Network™ we actually have a large listing of Truckers From Bi Truckers to to curious Truckers. We offer the tools for you to find and possibly meet these men to!. We have a process where we feature Gay Truck Drivers to. We will feature a Driver when we know that individual is real!. This keeps people real at GayTruckstop. GayTruckstop Profile Guner  He drives for a living and owns a Blue Peterbilt. Guner is on the site every day and most times you can even find him in our video chat driving up and down the highways with his cam on. Technology is cool isnt it!... Guner uses a Verizon Air Card. This allows him to log into the net from virtually anywhere. Even while moving!. Guner uses a special desk that converts his rider seat into a mounted desk. This is how he drives with the cam on showing you a real Gay Truckers life on the highway!. GayTruckstop Profile TruckerNorm  certainly isnt one of the forgoten ones. Norm is the founder of the Gay Truckers Association!. Also a personal and good friend of mine!. TruckerNorm has drove big rigs most all his life. Norm Logs into GayTruckstop on a weekly basis and is looking for friends... Drive Safe TruckerNorm!... GayTruckstop Profile Siegfried9  is another of our drivers that logs in on a weekly to bi weekly basis into the Truck Stop. Siegfried9 has been a gay trucker for years now!. Drive Safe Siegfried9!. Some drivers are Cruising for Sex Others want friendship Some drivers want it all and are pigs!. Truckers are a fine line of men delivering freight. GayTruckstop Profile YurLoadnMe  is another of our drivers. He logs into the site on a weekly basis. Is a Owner Operator and has a dam nice truck!. Be sure to ask him what his current routes is. He keeps you posted on where he is!. Drive safe YurLoadnMe!... We have a large listing of Real Truckers and Real Trucker Admirers at GayTruckstop Network™ and Gay Truckers are as real as anyone! banking service chronicle november 2019

banking services chronicle official website  Published this article page no  Do they or do they not exist? This is the 24-dollar question that is in the mind of most people whose lives have been touched by a psychic in a negative or positive way. Psychics were and are still controversial to this day because certain sectors associate their work sorcery or witchcraft. Psychic research was considered a taboo as early as the 1900s that no self respecting scientist would dare do such research or keep any book about psychics. People looked at the field dishonorably that it needed someone already credible and secure enough with his career and reputation to delve on psychic studies. This was made possible by William McDougal who referred to paranormal studies as parapsychology. Joseph Banks Rhine a student of MacDougal was later known as the father of the study of modern parapsychology. Rhine was however different form all the others who believed in parapsychology because he fearlessly exposed fake psychics but continued to perform controlled tests that would help in the development of psychic research. The tests conducted by Rhine proved that a persons psychic talents were not hampered by distance or time. Rhines experiments and conclusions and his book on Extra Sensory Perception or ESP made him famous in the psychic world but it also got him the ire of many skeptics. Aside from MacDougal and Rhine there are many people who have acquired credit for being involved in paranormal studies or practices. Majority of these people braved the possibility of being ridiculed by a world that has considered paranormal activities as bordering on insanity. A closer look at history will however show that people possessed inherent powers to detect things and to protect themselves. Hundreds of years ago people had natural abilities to sense danger but this all changed when humans became dependent n technology. Today humans no longer use their senses to predict things but rely on multi-media to tell them almost everything. The invention of multi-media has changed mans ability to sense things and has destroyed his inner gift to mediate and visualize things. Modern disturbances have forced man to unlearn the use of his inner voice that warns him whenever something is amiss. The modern society looked condescendingly on paranormal studies and practices that there are states that consider fortunetelling as an illegal activity. But the critics of paranormal studies could not also be blamed because there are those who use their alleged paranormal gifts to make money. There are fortuneteller who appear to be giving you new information abut yourself but in fact such information was only deduced from the information you gave or revealed abut yourself and your family. Psychics exist. However it is up to you if you believe they have supernatural powers that can help build or destroy life. banking services chronicle official website

 banking service chronicle november 2019

banking services chronicle online test purchase

 banking services chronicle online test purchase

banking services chronicle online test purchase  Published this article page no  What kind of lover you are? Do you care for your beloved? Or you are more concerned about what you get in love? Those who care in love always win at the end. Because their care shows in their character and they feel good that they care about someone. Unless your love is not a synonym for physical relation your love must transcend ordinary relationships. Let me give you an example. A mothers relation with her children is beyond and different from every other relationship. Similarly if you truly love you will care because to love means to care. What about you? Are you a caring lover? Let me ask you a simple question. Your darling has not bothered to call you for few days. What kind of ideas do you get? Your answer to this question will tell you a lot about your love. Do you suspect that he/she might have fallen in love with somebody else/ or that they are not bothered about you? Or that there may be something wrong otherwise it is impossible that your lover will not call. Unless your answer is the last one you need to rethink about your relationship and you may not call it as love. To love means to give. Love demands that you keep your beloved happy. You forgive them for major blunders. You be with them through everything. Love means to become one with your sweetheart. Unless that happens it is not love but a pretense of love. If you love you must care. banking services chronicle online test purchase

banking service chronicle october 2019 pdf  Published this article page no  We have  been in law enforcement for 17 years and have a great deal of experience working in the street and dealing with the common problems and crimes of the average person. This article addresses the common crimes that are occuring to people when removed from their homes. This is to make you aware of them and how to reduce your chances of becoming a victim. Unattended Property Many people in the city become a victim to this crime. This mainly happens when someone is in a public place and puts down their wallet purses etc. doesnt pay attention and then someone picks it up when noone is watching. Popular places for this crime to occur are coffeshops bars supermarkets gyms churches schools your place of business just about any public place.To help avoid this happening to you follow these guidelines. Never leave anything down by itself even where you work! Its as simple as that. If you do have to put something down make sure that you or someone that you are with keeps a close eye on it. If a criminal is trying to take it odds are he wont if he/she sees someone paying attention. These criminals want to steal your property and walk away when noone is watching they dont want to be seen or chased. Do not leave items of value in your car especially your wallet when playing sports or when you are at the beach. Pickpocket Otherwise known as a Grand Larceny in the Penal Law. This usually occurs when someone removes something from someone elses pocket bag or purse. Famous places for this to occur are subways buses bus stops bars stores crowded sidewalks. It can happen in just about any busy noisy crowded place.Follow these suggestions so they dont get you. For women always carry your pocketbook towards the front. When carried on the back or side you cannot see when someone is trying to reach in. For the men always carry your wallet in your front pocket instead of your back pocket or in a jacket pocket. For those of you who are tired or had too much to drink and are traveling on public transportation dont fall asleep! Falling asleep  makes it much easier and the criminals will even cut your pocket open to get out that wallet it happens all the time on the subway. In addition to the above just be aware of what is going on around you criminals will strike when someone is not paying attention. Snatches More famously known to the public as a purse or chain snatch. There are many new snatches out there today. The criminal will take just about anything from you. These include cell phones money ipods metro cards from the subway. Many times these criminals are on bicyles for a fast snatch and getaway.Right now cell phones seem to be the most popular. The best way to avoid this from happening to you is not to carry those cellphones ipods money and cards in your hand. When not using these items put them away in a safe place. When you have to keep them out such as when talking on your cellphone be aware of your surroundings. Place yourself in a position where it would be hard for someone to run or walk by you and hold onto them tightly when someone is near. As with all the other crimes listed here pay attention to your surroundings. Robberies A Robbery is when someone takes property of another by using force. That force can be physical or just the threat of force. I save this for last because all the crimes discussed above can easily become Robberies. If the purse snatch is done with force its a Robbery. Many times a criminal will use force to steal that money cell phone ipod etc. instead of just snatching it. So if you follow all the guidelines above for unattended property snatches pickpockets you will automatically reduce your chances of getting robbed. When driving in your car make sure you keep your doors locked to prevent someone entering. Leave plenty of space between you and the car in front of you so you can move forward and around if necessary when approached by someone. If you live in an apartment building never enter the building with someone youve never seen before. If you see a stranger in the lobby or hallway after entering turn around and leave. Use extreme caution and make sure noone is following you when you have just come from the following places cash checking banks or any place where you displayed some money. Follow these safety guidelines and you will definitely reduce your chances of becoming a victim. If a criminal approaches you and tries to commit any of these crimes it is important to remember not to resist. Your life is more important than your property. Property can always be replaced but not you. Stay safe! banking service chronicle october 2019 pdf

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banking services chronicle pdf 2021

 banking services chronicle pdf 2021

banking services chronicle pdf 2021  Published this article page no  There are different types of people in the world. Thank goodness we are not all alike. That would definitely be boring. Some people are happy with a job with a good company for many years then retiring others dont want to keep the same job for too long and keep looking for something better and still others want to work for themselves. I read a great book one time called Rhinoceros Success. Actually it was the first of a three part series of books by Scott Alexander. In the book he described people and the hunt for success in a very unique way. Ill give you a taste of what he tried to put across in his books. There have been a lot of books written about how to sell how to succeed in business and other similar titles. Many of them give complicated formulas for success. In Scotts books he broke it down really simple. He said there are two types of people in the world rhinos and cows. There are happy and sad rhinos and there are happy and sad cows. Lets start with the sad rhino. You all know a sad rhino. He or she is the workaholic. They are very successful at what they do but they are miserable doing it. They have a drive to succeed and make everyone around them miserable but succeed they do. These are the people that yell a lot stress out over deadlines and think the world is coming to an end if they dont succeed at every little thing they do and when they dont its someone elses fault for not being a sad rhino too. They are also the people who tend to die young of a heart attack or a stroke because of the enormous pressure they put on themselves. But dont worry. If you are a sad rhino I have advice for you later in this article. Now lets go on to the happy rhino. These people are just as driven as the sad rhino to succeed except they enjoy every minute of it. They know success is an elusive prey but its the actual hunt they love more than the success itself. They will always succeed because they do enjoy the hunt not just the achievement after the hunt. Its not even about the money. They enjoy succeeding and pushing those around them to succeed. They are usually ones who will give others more than their fair share of chances to succeed. If you are a happy rhino I have good news and bad news for you. Ill give you the bad news first. I dont have any advice for you later in this article. The good news is you dont need my advice. You are well on your own way to success. Ill see you there. But make sure you are really a happy rhino. A happy rhino gets up every morning way before they need to because they look forward to every day and want to get a head start. A happy rhino doesnt need to yell at and bully others because they will follow the happy rhinos lead out of respect and because they want to be like them. A happy rhino leads by example. A happy rhino lets nothing get in their way. In the wild a real rhino charges at its prey in a straight line. If weeds and brush scratch at them they have a thick skin and ignore it. If they fall down they get right back up and immediately begin charging at their prey. There are single-minded of purpose looking straight ahead and will not lose focus on their goal. If success in your home business is your prey and you want to be a happy rhino you have to do the things a happy rhino does. You have to charge after your success not just do a daily grind. You have to enthusiastically charge! You cannot let the little things equal to the brush and weeds bother you. Have a thick skin and ignore those as just distractions. If something knocks you down you have to immediately get back up and charge after your successful home business. So are you really a happy rhino yet? Okay time to move on to the happy cows. There is absolutely nothing wrong with a happy cow. Us happy rhinos need all the happy cows we can get. Everyone has their own idea of success and not everyone wants to be a rhino at all. They dont want to go go go or drive drive drive. A happy cow is one who is happy working for a happy rhino. They love to help their boss succeed as long as they are treated well. The happy cow wont work for a sad rhino for too long. They just want a good life a good family and a good job. Some of them can have moderately successful home businesses working for themselves even. They wont have the same success as the rhinos but they are not after that They are happy with a little less and just want to enjoy life. They do not get all of their happiness from chasing success like the rhino does. Now lets talk about the sad cows. They stand around chewing their cud not doing very much kind of biding their time. Then they see the happy rhino drive by in their Rolls Royce and say “Look at that lucky #$%^&! Then they lower their head and go right back to grazing not doing anything to change their lot in life accepting whatever is given to them. They grumble that anyone who is successful the sad and happy rhinos and even the happy cows are just lucky and they cant seem to get a break. Admit it. You know at least one sad cow. Do you like being around the sad cow? Are you the sad cow? If you are or have a friend who is the sad cow I give the following advice for sad cows. Stop thinking everyone else is just lucky. Stop blaming other people for your own mistakes and laziness. Sit down and truthfully list your bad habits. If you need a trusted friend or family member to help you get them to help you do this. But you have to admit these mistakes and bad habits from the heart and immediately begin to change them one by one. Youll be amazed at how fast you will become a happier cow then maybe even a happy rhino if you want it bad enough. Now my advice for all you sad rhinos out there. Its great that you are succeeding in your home or other business. But YOU ARE LOSING ALL YOUR FRIENDS AND ALIENATING ALL THOSE AROUND YOU EVEN YOUR OWN FAMILY! Get a clue. Succeeding in business is great. Succeeding in life is way more important though. Stop yelling. Know when enough is enough. Quit being a bully. Quit taking advantage of people. Quit taking people for granted. You think they will always be there to do your bidding and if they arent well you didnt need them anyway. Nothing is further from the truth. The saying its lonely at the top was meant for sad rhinos. There will come a day when you are all alone with your success and you will find success alone is not a very good companion. As for the happy rhinos I only ask these things of you. Find a sad rhino and teach them to be a happy rhino. They will listen to you and you only. Take a happy cow to lunch. Try to sit a sad cow down and teach them what they are doing wrong. I hope this article helps you find out where you are in your hunt for a successful home or other type of business and in your life. I also hope it helps you understand how to change the habits you might need to change or helps you help someone else learn about being successful. banking services chronicle pdf 2021

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gk today bihar current affairs Published this article :  Whether Katrina is seen as a disaster a scourge or a purge it is hard to believe that it can dislodge the deep culture and uniqueness that makes up this city known as New Orleans. From its long history in the hands of the Spanish the French and then the Americans it has formed a character that cannot be compared to any city in the entire nation. Every thing is different in New Orleans. This is the City of Lagniappe (something extra) romantic paddle boats the French Quarter muffelattas and Mardi Gras. Even the street names speak of New Orleans unusual character. Names like Tchoupitoulas Melpomene Chef Menteur and Terpsichore. The dialects and colloquialisms spring from Creole French African Irish and many other tongues too numerous to mention. Perhaps most noticeable of all is the common Brooklynese spoken by most New Orleanians as a result of Brooklyn middle school teachers being imported to New Orleans over a hundred years ago to help educate New Orleans children. Nothing in New Orleans is like any other city in our nation but that also includes its susceptibility to the ravages of Gulf storms and hurricanes. Parts of the city are only three feet below sea level and others are up to twenty feet below sea level. Ducks may love water but this city was a sitting duck for more water than it could ever handle. I knew that like everyone else living there but I thought preparations and contingencies had been properly made. As the water begins to recede and people are evacuated and the dead are counted another storm has begun. The storm of criticism now rages throughout the nation. FEMA the President the National Guard are all coming under intense scrutiny for their performance or the lack of it. For those of us down here we didnt mind seeing Jesse Jackson cut short by our news commentators as he flew into tirade about President Bushs slow or inadequate responses. We stand behind Mayor Nagin even though it is reported that he vented a great deal of anger towards both Governor Blanco and President Bush. We dont blame Sheriff Jack Stephens of St. Bernard Parish for wailing at the FEMA rep who showed up days after his deputies had worked alone and under the worst of conditions and exclaimed he was there to make an assessment. We felt like crying when we saw Governor Blanco holding back her tears as she described the situation in the first hours after Katrina danced its dance of death. We are listening to our local leaders and our President not to the nay Sayers and critics who comment from afar and above sea level seeking to further the interests of their party or their own profile. Contrary to what is being said we both hear and see that the help is flowing in and the effort is quite real. Even as I write this article I have stepped outside at the beckoning of my wife to see convoys of military vehicles electric utilities tree utilities passenger busses and police all streaming toward the city of New Orleans down Highway 190 in Baton Rouge. If I had a flag I might have chosen to go out and wave it as I cheered them on. Critics at this point are like salt on the wound. Hey its America so they have the right to say whatever they want but discretion might be calling for a little better timing. Hold off until the dust has settled or in this case at least until the water recedes. Between this paragraph and the last my wife and me went to a little church in a small town near Baton Rouge called Erwinville. The Sharon church a tiny little congregation nestled between fields of sugar cane and soy beans were praying for victims of Katrina when we walked in. With only a small number of people they had already raised over twelve hundred dollars to help feed people staying in a local civic center housing Katrina refugees. They had bought uniforms for children of the victims and helped to enroll them in school classes. Additionally they were bringing supplies and funds to the red cross in New Orleans. These are Louisianans helping Louisianans and that alone made going to church an inspiration. I have made my own situation known in more detail on my website. But just in case you think this is the opinion of just another outsider looking in then I should tell you this. Our church our house and the houses of almost all our friends and relatives are under ten feet of water as I write this article. We escaped the wrath of Katrina by a hair and were able to bring out an older gentleman who surely would have perished if we had not. I will not criticize anyone who has made an effort to help us down here from the President to the kind soul who put a dollar in an offering plate set for the relief for Katrinas victims. Some of the people and agencies who responded to this crisis may have been a bit slow confused by poor communications and caught off guard by the shear enormity of the disaster but from their first intentions to their long journey to the deepest part of the deep south they have shown themselves to be good neighbors. On behalf of thousands of us beleaguered at this hour in Louisiana Mississippi and Alabama I offer not criticism but thanks. gk today bihar current affairs

 gk today bihar current affairs

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buy gktoday current affairs Published this article :  Did you know that petroleum is used to manufacture an enormous number of products that we use in our everyday lives? Less than 20 percent of all recovered oil is used for any type of fuel. Over 30 percent is used for the creation of food via fertilizers. Nearly the same amount is used to manufacture plastics. If you were to walk through your home or office you would be overwhelmed by the thousands of items you use every day that would not be available without access to oil. Now think about what you would do without those things. What would life be like without telephones antiseptics deodorant ballpoint pens shoes or toilet seats? And life would certainly be more difficult without antihistamines artificial limbs heart valves hearing aids dentures umbrellas insecticides eyeglasses and contact lenses. As President Bush has said in his State of the Union Address America is addicted to oil. The problem is that the list of oil-importing countries grows every year and the list of oil-exporting countries shrinks every year said Roger L. Cory president of Mammoth Resource Partners a Kentucky-based oil and gas exploration company. Fewer oil producers are supplying more oil to consumers and that is putting great stress on the supply-demand equation for world oil. Thats why we are seeing crude oil prices remain near historic highs. For example although Chinas and Indias flourishing business sectors are using more oil theyre actually producing very little. Europe and Japan meanwhile are completely oil dependent. The situation isnt expected to get any better even with conservation efforts. However it is possible to benefit from higher oil prices by investing in oil and gas partnerships. Investors own a percentage of the resources extracted from the wells they have funded. Drilling partnerships like those with Mammoth offer tax advantages because they are located in the United States. buy gktoday current affairs

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